Secured card is the best option for those who have been rejected from banks due to bad credit history. With the help of secured card one gets a chance to improve his/her credit rating. Services offered by secured cards are much similar to unsecured cards but in secured card applier need to submit security money.
Card users can make purchases from secured cards and can build rating by making payments on time. The important thing is that your all good actions must be reported to the bureau so that you could increase your card rating and could turn your secured card in to unsecured card.