Public Savings Bank Secured First Visa® Card Features

Public Savings Bank Secured First Visa® Card Features

Public Savings Bank Secured First Visa® Card is a secured visa card that is introduced by the bank called "Public Saving Bank". It is design for those individuals who have bad credit history or bad credit. This saving bank secured visa card does not require checking account with credit limit.

Public Savings Bank Secured First Visa® Card Features

A wide variety of public bank secured first visa card features are listed below:

  • No credit history and no checking account required.
  • No Credit Check for Approval.
  • Three major credit bureaus: TransUnion, Equifax and Experian
  • Lifetime credit lines up to $5,000
  • No upfront or monthly fees.
  • Annual Fee is $50.
  • No upfront or monthly fees.
  • The APR rate is 11% on purchases.
  • High account processing fee.
  • No interest earned on security deposit.
  • Zero percent for first six months, then 11.24 percent on purchases.
  • Account set-up fee is $75.
  • Low interest rate.
  • No annual fee.
  • No penalty interest rate.
  • No interest earned on security deposit.
  • It requires the security deposit of $300 to $2,000.
  • It doesn't contain rewards programme.
  • If you want to increase your credit limit, you have to charge $25dollars.
  • It charges returned payment fee is $25.
  • Late payment fee is $20 or 10 percent of payment due, whichever is greater.

Card Issuer

The bank called "PBLIC SAVINGS BANK" deliver the "Public Savings Bank Secured First Visa® Card" and its services.

Contact Details

If your card is not working or you have any query call at 1-888-8PUBLIC (1-888-878-2542)

Fax at 215-947-9092

You can mail them at

Email at [email protected]

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