Citi Secured MasterCard

Citi Secured MasterCard is just like another secured credit card with best mastercard features. Mostly the secured credit cards have high annual fee or high interest rates. The Citi Secured MasterCard has one of the lowest interest rates in the secured card area but a high annual fee. The Citi Secured MasterCard helps to manage your credit history or rebuild your credit line.

Citi Secured MasterCard Features

There are a wide variety of Citi Secured MasterCard Features that are listed below:

It is designed for Poor or Bad credit line.
Low annual fee, which is $29.
It charges 3% on balance transfer.
Deposit an amount, from $200 to $5,000 into a CD (Certificate of Deposit).
You may become eligible for an unsecured Citi® card after 18 months.
The card consists lowest interest rates, at 13.24%
The required security deposit is a minimum of $200 and you can deposit up to $5,000.
The card carries a high annual fee but a low interest rate.
Over-the-limit fee is $39 that is charges by the card issuer.
$0 Liability on unauthorized charges.
The Annual percentage rate on purchases is 18.24%, which could be variable.
If you don't pay any charges thereafter you will have to pay $15 to $39 late payment fees.
It charges the cash advance fee is 5% (min $10) and APR rate on cash advance 25.24%
Penalty interest rate is 27.24 percent.
Citi® Identity Theft Solutions protect your account and personal information.