Spectrum Federal Credit Union, San Francisco

Spectrum is a Federal Credit Union Spectrum is a Credit Union in 50 Beale Street Lobby, San Francisco, CA 94105. The Spectrum federal credit union was established in 1973 and headquartered in San Francisco. The Credit Union serves from five locations of Montgomery Street, Beale Street, Apatrick Street, Westview Drive and in Post Oak Boulevard.

What Offers ?

The Spectrum provides Checking accounts, saving accounts, Loans, credit cards, debits cards, card services, and investments for personal and business banking.

Checking account offers variety of most attractive checking accounts Free spirit checking, Prism checking, Silver senior checking, iCan account, and My Life Youth Account while saving account offers prime share account, Kirby Kangaroo Savings program, silver senior share account, holiday club account and vacation club account.

Bank Credit and Debit Cards:

Perks of Spectrum Credit Union

There are arrays of banking perks or benefits that offered by credit union are-

  • This is very aware to solve your query within few minutes.
  • World-class Customer Service. If your Card has lost/ Stolen call at- 800-782-8782 (within USA) OR 415-701-3500 (from other country).
  • Financial calculators like CD Calculators, Mortgage Calculators, Retirement Savings Calculators, Loan Calculators etc.
  • Receive payments electronically.
  • Direct Checking is free with direct deposit.
  • Safe and time-effective.
  • Colonial Life Accident Insurance.
  • Identity Fraud Protection.
  • Members(R) Auto & Homeowners Insurance Program.
  • Extended Warranty / Mechanical Breakdown Insurance (MBI).
  • Guaranteed Asset Protection (GAP).
  • VPI Pet Insurance with 5% discount.

Customer Care

If you have any issue contact to Credit Union Service Centers-

Customer Services: 800-782-8782 ext. 6560

Phone 415-777-3960

Call at Administration Branch: 800-782-8782, 415-701-3500

Fax 415-777-2331

Write them at:

Postal Address

Spectrum Federal Credit Union

50 Beale St.,

Lobby - San Francisco,

CA 94105

Send or Mail Payment at:

Postal Address

Spectrum Federal Credit Union

P.O. Box 193919,

San Francisco,

CA 94119-3919

For more details www.spectrumfcu.org

Bank Awards

Available no awards

Spectrum Federal Credit Union Online Banking


The Spectrum Credit Union offers all financial products and services online. Using all Internet services you can manage your account very conveniently. Spectrum FCU online services are convenient, beneficial, and efficient which is 24/7 accessible. Through Spectrum FCU online you make bill payment, mobile banking, e-statements and many more services.

How to enroll:

To enroll online banking you have to register online if you are new customer. The existing customer simply login by entering email id and valid password. The new customer will have to register with all personal and account information.

  • Go to the website www.spectrumfcu.org
  • Go to the Online Banking.
  • Click on "Enrollment".
  • Fill all information like Name, Account number, Email id then submit it.
  • Afterwards the bank or Union will contact you by phone or by email.
  • They will provide you a kit for Email id and Password.

For more details visit: www.spectrumfcu.org