First Federal Bank of Florida: Lake City

The First of Florida Bank is a financial and banking industry that offers wide variety of banking products and services. It was established in 1962 that headquartered in Cheraw South Carolina, United States.

First Federal Bank of Florida has been serving customers since 1962 when it opened in Live Oak, Florida. A few years ago the FFSB lead only in Savings and Loan banking area that's why it was called as first saving bank in FL.

Now days First Federal is a community bank, that leading your business in mutual bank are that serves over 45,000 customers from 18 branch locations in north, northwest, and southwest Florida. FFBF offers customers diversified financial services including personal and commercial banking, lending, mortgages, investments and more.


The FFSB offers a very good banking products such as personal and business banking products loans, mortgages, CDs, and many more.

Personal Banking products: Checking accounts, Savings and CDs, Cash management services, Visa Debit.

Business Banking Products: Checking, Savings and CDs, Cash management services, Visa Debit, & Premier eCorp.

Other Products: Personal Loans, Business Loans, Mortgages, CDs etc.

Credit Card:

  • Visa ATM Check Card
  • Visa Credit Card


Numerous rewards and benefits which are-

  • No monthly service charge
  • You may receive check images in your statement for $5.25 per month.
  • No transaction limitations.
  • Free Visa Debit.
  • $50 minimum opening deposit.
  • Free and Convenient Internet Banking.
  • AIMEE telebank and Bill Payment available.
  • $2,000 free AD&D insurance available upon request.
  • You can get you eStatement by mail.
  • It offers MasterCard and Visa Merchant Services.
  • Free Internet Banking with Express Transfers for business saving customers.
  • Tiered interest rates with higher balances for business saving account.


The First Florida bank has won many awards and recognitions prior to joining First Federal in December 2008.


If you found any problem with that call at-

Lake City

Customer Service:(386) 754-0090

Lake City Offices:(386) 755-0600

If you have lost or stolen your credit card call at

Visa ATM Check Card: 1-800-523-4175.

Visa Credit Card: 1-800-325-3678

Postal address

Financial Center branch

4705 U.S. Highway 90 West,

Lake City, FL 32055

Ph.- (386) 755-0600

For more Details visit:


Online banking is a technology through you can do your work very fast and easy. The first federal bank fl offers online facility with maximum security and for customer convenience. The FFSB Internet banking or net banking is very easy and convenient to use. The following features of FFSB web banking are listed below such as-

  • Access and review your accounts
  • Transfer funds between accounts
  • View images of recently paid checks
  • View images of recent account statements
  • Verify deposits
  • See if a specific check has cleared
  • Check loan balances
  • View interest information
  • Verify sufficient funds availability
  • Download account transactions into your own personal financial management software
  • Get updated news and information
  • Send messages, questions or requests to the bank.

How to enrol FFSB online banking account: To enrol ffsb bank account is very easy.

  • Go to the site
  • Click on login,
  • Insert your account no and password and then you can access your account online.