Virgin Low Rate Credit Card

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Virgin Money Low Rate Visa Credit Card is the mind blowing low interest credit card because it offers a low balance transfer rate of 2.9% p.a. for 9 months and a low purchase rate of just 12.99% per annum. Using the card you can get 44 days interest free when you clear the balance in full each month. The virgin low interest credit card is designed for the people who wish to pay less interest.

Applicable Criteria:

It requires the following things which are given below-

  • you must be 18 years or older

  • you must have a minimum annual income of $35,000 per year

  • you need to be a permanent Australian resident

  • have a good credit rating

Key Benefits

The card has very awesome and great features that are listed below:

  • Virgin credit card is a best low rate and balance transfer credit card.

  • Great options for your needs.

  • Low annual fee.

  • It has 12.99% interest rate on purchases.

  • You will get 44 days interest free on new purchases.

  • 2.9% balance transfer rate for your first nine months.

  • Low annual fee which is up to $59

  • The issuers would charge $29 Additional Cardholder Fee.

  • It also charge cash advance fee but it would distinguish country to country.

  • A foreign currency exchange fee of 3.3% applies to the total transaction amount for any transaction converted in to Australian dollars.

  • Late Payment Fee is $10

  • You can pay your bill using the different bill payment options like BPAY, Telephone banking, Online Banking, cheque, Mail, Direct Debit Payments and Australia Post Outlets.

  • VIsa Zero Liability Policy covering your Australia and New Zealand-issued credit cards.

  • 24/7 assistance when you need it.

How to apply

The customers who are interested for having the card can send the request online. Just go to its official website: and apply online. This process is very easy and convenient. You need to keep some personal and account details to apply the card online.

Customer Support

If you have any issue contact them at-

To apply the card: 13 37 39

Fax: 1300 301 304.

Lost or stolen the card: 13 37 39, +61 2 8288 2222 (outside Australia)

Having any complaint: 13 37 39

Having trouble logging in to your online account: 13 37 39, +61 2 8288 2222 (outside Australia)

For more details visit the website:

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